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General Personal Finance

The Benefits of Student Accounts

When you’re facing the start of University and all of the new experiences that it brings, the...
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Keeping fit is keeping Britons spending
Keeping fit is keeping Britons spending

The New Year's resolution to join a gym is a common one for Britons and this year is no exception...
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Cash machine fee confusion
Cash machine fee confusion

A worrying number of people are confused over the fee charging associated with some on the...
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Britons need savings recovery time
Britons need savings recovery time

A sizeable proportion of Britons were not well enough prepared for the Christmas spending frenzy,...
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FlexAccount rate creates buzz
FlexAccount rate creates buzz

Nationwide's announcement that it is to raise the interest rate on its current account from April...
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Pensioners helped to warm up and prevent savings erosion
Pensioners helped to warm up and prevent savings erosion

Pensioners received a boost today with the news that financial support form the government is...
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Confidence falls as consumers hope for increased savings
Confidence falls as consumers hope for increased savings

Consumer confidence is falling, reversing the trend for the previous month, according to the...
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New Year's the time to sort out those savings, credit cards and loans
New Year's the time to sort out those savings, credit cards and loans

With the time for New Year's resolutions approaching, a financial review of savings, investments,...
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Insurance warning before New Year's spending
Insurance warning before New Year's spending

The cost of throwing a New Year's Eve house party does not always undercut the amount spent on a...
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Electronic payments to get faster
Electronic payments to get faster

Payments over the internet or telephone are get to get faster as the UK payments association...
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Life and car insurance popular online products as numbers grow
Life and car insurance popular online products as numbers grow

Sainsbury's Bank has suggested that the number of financial products purchased online is set to...
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No cut in interest rate means steady savings
No cut in interest rate means steady savings

The Bank of England has announced that the base rate of interest will remain at its current level...
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Savings to be blown in Christmas spending spectacular
Savings to be blown in Christmas spending spectacular

Christmas stocking gifts are set to equate to a massive £6.2 billion in the UK this year, meaning...
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Brits open more bank accounts
Brits open more bank accounts

More people are opening bank accounts and upgrading their accounts to fuller-featured accounts,...
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Lower Christmas spending could leave more savings
Lower Christmas spending could leave more savings

Britons will spend less of their savings and hard-earned money on Christmas this year according...
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Lifetime tax bill may encourage investment
Lifetime tax bill may encourage investment

Axa, the insurance and asset management specialist, has said that the average British household...
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Text message ordering for chequebooks introduced
Text message ordering for chequebooks introduced

Lloyds TSB have embraced modern culture's fascination with, and dependence on, mobile phones by...
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Bank of England keeps interest rate steady
Bank of England keeps interest rate steady

The Bank of England today announced that interest rates would be held at 4.5 per cent, following...
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Help the Aged fears chip and pin 'distress'
Help the Aged fears chip and pin 'distress'

Help the Aged has voiced concerns over the transfer to chip and pin set for Valentine's Day 2006....
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Alliance and Leicester finds Barclays accounts 'complicated'
Alliance and Leicester finds Barclays accounts 'complicated'

Alliance and Leicester has said that the zero per cent overdraft offered by Barclays has...
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Bank introduces charitable cash machines
Bank introduces charitable cash machines

HSBC has become the first UK bank to allow charitable donations to be made through an ATM....
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Brits hoard £1 billion of foreign currency
Brits hoard £1 billion of foreign currency

An incredible amount of money in foreign currency is sitting around in the nation's houses...
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Interest rates unlikely to be cut
Interest rates unlikely to be cut

Hopes that interest rates would be cut in November have received a set back following...
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Benefits of financial planning for music lovers
Benefits of financial planning for music lovers

New research into people's music buying habits has led to a reminder of the benefits of financial...
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IoD predicts interest rate cuts
IoD predicts interest rate cuts

The Institute of Directors (IoD) has predicted that a rise in inflation will not stop an interest...
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Students underestimate university costs
Students underestimate university costs

Students underestimate the amount of money they will spend at the start of university, according...
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TV licence could cost £170 by 2013
TV licence could cost £170 by 2013

The price of a TV licence could rise by £43, according to reports.

The BBC is set...
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England fans to spend big during World Cup
England fans to spend big during World Cup

NatWest and MasterCard have come up with some incredible figures for all football fans ahead of...
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UK smokers have costly habit
UK smokers have costly habit

The UK's smokers spend an average of £92,000 on cigarettes in a lifetime, research has...
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No change in interest rates
No change in interest rates

The Bank of England has maintained interest rates at 4.5 per cent, it was announced today.
...
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PANs to 'save stress' for debtors
PANs to 'save stress' for debtors

Debtors are to be offered a new way to settle their debts without the need for court proceedings....
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Free ATMs to be signposted
Free ATMs to be signposted

Two major UK financial providers have announced that they are to label their non-fee charging...
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UK minimum wage to increase
UK minimum wage to increase

The level of the minimum wage rate in Britain is to increase tomorrow, rising to £5.05 per...
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Finances top concern for new students
Finances top concern for new students

Money worries are the top concern for people heading off to university for the first time this...
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Brits hoarding a fortune in small change
Brits hoarding a fortune in small change

People in Britain are keeping a fortune of around £1 billion just lying around the house,...
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Alliance & Leicester advises on financial protection
Alliance & Leicester advises on financial protection

Alliance & Leicester has announced the release of a free guide offering advice and tips on...
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Do your homework on packaged accounts
Do your homework on packaged accounts

Despite the fact that six million people in the UK have a packaged current account, new research...
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Bank agrees on rates freeze
Bank agrees on rates freeze

The Bank of England has agreed unanimously that interest rates should remain on hold this month....
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Chip and pin criticised
Chip and pin criticised

People in Britain are continuing to have difficulties using the new chip and pin method of...
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Sassy women top for personal finance
Sassy women top for personal finance

A new group of women has been identified as being the most on top of personal finances, according...
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OFT issues new guidance
OFT issues new guidance

The Office of Fair Trading (OFT) has announced the release of a new guidance leaflet intended to...
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Base rate to remain unchanged
Base rate to remain unchanged

The Bank of England's Monetary Policy Committee (MPC) has followed expectations and voted to keep...
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Lack of organisation resulting in high charges
Lack of organisation resulting in high charges

People in Britain are being charged millions by their banks because they are disorganised when it...
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Expansion in Islamic banking
Expansion in Islamic banking

Lloyds TSB is planning to increase its range of Islamic banking services and products.
...
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Home Office issues identity fraud guidance
Home Office issues identity fraud guidance

The government moved today to help address the growing problem of identity fraud, issuing an...
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Financial organisation could boost personal wealth
Financial organisation could boost personal wealth

People in the UK could be missing out on opportunities to increase their personal level of...
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Halifax to reduce counter service
Halifax to reduce counter service

Halifax has revealed plans to discourage its millions of basic account customers from coming into...
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Men and women differ on financial worries
Men and women differ on financial worries

Women and men prioritise different things when thinking, or worrying, about their financial...
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Forgetful homeowners paying more
Forgetful homeowners paying more

People in the UK are paying more than £257 million a year in utility fines simply because...
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FSA launches new consumer guide
FSA launches new consumer guide

The UK Financial Services Authority (FSA) has launched a new guide compiled to offer advice to...
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Current account flexibility can help you save
Current account flexibility can help you save

People in Britain are losing out on around £2.9 billion annually by sticking with the same...
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Check your rating to combat fraud
Check your rating to combat fraud

People in Britain are being urged to check their credit rating in order to detect and combat...
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OFT speaks out over account charges

The Office of Fair Trading (OFT) is taking on several banks over the charges they levy on current...
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CIS partners Norwich Union for more products
CIS partners Norwich Union for more products

The Co-operative Insurance Society (CIS) and Norwich Union (NU) have agreed to work together to...
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HSBC announces student account perks
HSBC announces student account perks

HSBC bank has announced that it will be giving new students who sign up for its account before 8...
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Guide released to help parents save
Guide released to help parents save

In response to the continuing changes to further education funding, IFA Promotion has released a...
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Newcastle Building Society announces branch closures
Newcastle Building Society announces branch closures

Newcastle Building Society has announced that it is to close 19 of its branches due to low...
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Student urged to look beyond account incentives
Student urged to look beyond account incentives

Students in Britain are being advised to look beyond the incentives and freebies and choose their...
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UK packaged account holders wasting money in fees
UK packaged account holders wasting money in fees

British people with packaged accounts are wasting over £970 million each year paying for...
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Nationwide launches new telephone banking service
Nationwide launches new telephone banking service

Nationwide Building Society has announced the launch of its new self-service telephone banking...
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Couples may be better financially organised
Couples may be better financially organised

People who are married or living together may be better organised when it comes to their...
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Experts warn of future tax increases
Experts warn of future tax increases

Analysts have predicted that the government will have to raise taxes by £10 billion a year...
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Brits more confident in internet banking
Brits more confident in internet banking

British consumers are becoming more confident in online banking, according to a new...
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Brits lacking confidence to spend
Brits lacking confidence to spend

Almost one third of British people will not be going away on holiday this year because they do...
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Committee takes on affordable rural housing
Committee takes on affordable rural housing

An inquiry into the development of affordable rural housing has been established.

The...
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Brits increasingly concerned about identity theft
Brits increasingly concerned about identity theft

People in Britain are becoming increasingly worried about the dangers of identity theft,...
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Brits
Brits "not worried" about financial legacy

Although people in Britain like the idea of leaving loved ones an inheritance when they die, most...
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Co-op launches current account for businesses
Co-op launches current account for businesses

The Co-operative Bank has announced a new current account designed to save high-cash turnover...
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Link launches mobile banking service
Link launches mobile banking service

Link, the operator of the UK's cash machine network has announced that it is to launch a personal...
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Bank of England holds interest rates
Bank of England holds interest rates

Despite calls for a cut in interest rates this month, the Bank of England has decided to hold...
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UK customers feel banks are unfair
UK customers feel banks are unfair

People in the UK feel that their banks treat them unfairly, according to new research.

A...
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New guide to teach financial confidence
New guide to teach financial confidence

The Financial Services Authority (FSA) has issued a new guide intended to help young people feel...
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Graduate finances need better planning
Graduate finances need better planning

Most people in Britain who graduated three years ago are still financially reliant upon their...
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Women on top of personal finances
Women on top of personal finances

The number of women in the UK who are financially independent has increased dramatically,...
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HSBC launches price protection feature
HSBC launches price protection feature

HSBC has announced that it will now be offering its current account holders price protection...
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How to score higher on your credit rating
How to score higher on your credit rating

People in Britain should investigate exactly what is on their credit file in order to boost their...
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Customers won't forgive bad service
Customers won't forgive bad service

Customers find it difficult to forget when things have gone wrong with their banks, according to...
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Tesco one of fastest growing financial providers
Tesco one of fastest growing financial providers

Tesco Personal Finance has announced that it has reached achieved its five millionth customer...
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Please hold, and make us richer
Please hold, and make us richer

British banks are earning over £2 billion every year through "special service"...
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Book released for DIY financial advice
Book released for DIY financial advice

A new book from consumer association Which? is offering UK consumers a crash course in how to...
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Payment clearance delay removed
Payment clearance delay removed

British banks have agreed to speed up the time it takes for funds to clear into accounts, it has...
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Independent ombudsman for credit issues
Independent ombudsman for credit issues

According to new proposals, credit dispute cases will be referred to an independent...
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Decade sees £1 trillion through ATMs
Decade sees £1 trillion through ATMs

The British public has withdrawn a total of £1 trillion from cash machines in the last ten...
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Shopping around saves thousands
Shopping around saves thousands

Shopping around for the best deal on financial products can save consumers thousands, according...
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