First for personal finance news http://www.europinions-finance.co.uk/ Copyright Six Media Interactive Ltd en-gb LONDON, Aug 28 (Reuters) - The Times http://www.europinions-finance.co.uk/articles/%28afx-uk-focus%29-2008-08-28-05%3A49-press-digest---british-business---august-28-%28interactive-investor%29-16072610.php Thu, 28 Aug 2008 06:19:10 BST Remarks as prepared for delivery http://www.europinions-finance.co.uk/articles/us-election%3A-full-text-of-bill-clinton%27s-speech-in-denver-%28guardian-unlimited%29-16072611.php Thu, 28 Aug 2008 05:14:28 BST Ministers must act to help thousands of homeowners and put curbs on banks repossessing homes if borrowers get into trouble, says Vince Cable, the Liberal Democrat Treasury spokesman. http://www.europinions-finance.co.uk/articles/ministers-must-%27stop-home-seizures%27-%28independent%29-16072612.php Thu, 28 Aug 2008 01:05:43 BST His colleagues in the housebuilding industry won't thank him for his honesty, but Taylor Wimpey's chief executive, Pete Redfern, hit the nail on the head yesterday in admitting there is little the Government can do to fix the housing market. While several of Taylor Wimpey's rivals have called for a government bail-out of their beleaguered industry, Mr Redfern concedes that a suspension of stamp ... http://www.europinions-finance.co.uk/articles/david-prosser%27s-outlook%3A-the-real-victims-of-the-housing-market-crisis-need-all-the-help-they-can-get-%28independent%29-16072613.php Thu, 28 Aug 2008 01:05:33 BST Bernard Cahier occupied a rare position in the world of international motor racing, for he was the sport's first true photojournalist. http://www.europinions-finance.co.uk/articles/bernard-cahier%3A-motor-racing-photojournalist-%28independent%29-16072614.php Thu, 28 Aug 2008 00:13:22 BST Cabinet ministers will give Gordon Brown "one last chance" to save his premiership but will try to oust him by November if he fails to improve Labour's prospects. http://www.europinions-finance.co.uk/articles/brown-given-november-deadline-to-save-his-job-%28independent%29-16072615.php Thu, 28 Aug 2008 00:12:39 BST Identity theft is the scourge of the day and age in which we live. One can be completely unaware of the crime for weeks after it has been exacted on them. http://www.europinions-finance.co.uk/articles/identity-theft---what-it-is-and-how-to-avoid-becoming-a-victim-16072620.php Thu, 28 Aug 2008 00:00:00 BST As a first time buyer who is new to the mortgages market, you may easily find yourself somewhat overwhelmed by the amount of jargon and mortgage-specific terms that is thrown around. The general assumption is that people prepare before deciding to get their mortgage, so it’s definitely worthwhile knowing some of the key terms, as they’re not always self-explanatory. http://www.europinions-finance.co.uk/articles/the-a-to-z-of-mortgage-terms-for-the-first-time-buyer-16072624.php Thu, 28 Aug 2008 00:00:00 BST Statistics suggest that as many as 50% of the population will need a period of long term care in a nursing home due to illness, injury, or debility from old age. Such care can be very expensive, especially since most types of health insurance don’t cover it. Medicare, for instance, will only pay for a limited amount of nursing home care and only under certain conditions. http://www.europinions-finance.co.uk/articles/the-pros-and-cons-of-long-term-care-insurance-16072625.php Thu, 28 Aug 2008 00:00:00 BST The commitment to buy a property and invest in a mortgage for the first time is not one to be entered into lightly, and should only be made after you’ve fully considered your options. There are certain key questions that you can ask yourself to find out if you’re really ready to take the next step on the property ladder. http://www.europinions-finance.co.uk/articles/three-key-questions-to-consider-before-buying-your-first-property-16072626.php Thu, 28 Aug 2008 00:00:00 BST EURO 2008 ? Who are you not supporting? Today we?re cheering on the Fritzls. http://www.europinions-finance.co.uk/articles/%3Fjosef-fritzl%3F-%28anorak%29-16072616.php Wed, 27 Aug 2008 23:28:47 BST Shares in Taylor Wimpey sank by more than 7% yesterday, after Britain's biggest housebuilder posted a £1.54bn half-year pre-tax loss as the market for homes dried up, and said it has yet to agree a vital loan deal with its banks. http://www.europinions-finance.co.uk/articles/double-jolt-sends-shares-at-taylor-wimpey-diving-%28the-herald%29-16072617.php Wed, 27 Aug 2008 23:06:58 BST Taking to the water to beat the housing market slump http://www.europinions-finance.co.uk/articles/life-on-board-%28bbc-news%29-16072618.php Wed, 27 Aug 2008 23:03:28 BST House sales have dropped by almost 20% in Scotland while the average price continues to rise, official figures showed today. http://www.europinions-finance.co.uk/articles/house-sales-in-scotland-drop-almost-20%25-%28the-herald%29-16072619.php Wed, 27 Aug 2008 23:02:41 BST Eighteen months ago, the City was riding high. Companies flocked from across the world to take advantage of London's principles-based regulation and wide investor base. The mood on Wall Street was more embattled. http://www.europinions-finance.co.uk/articles/northern-rock-woes-take-toll-on-city%27s-reputation-%28financial-times%29-16072600.php Wed, 27 Aug 2008 03:22:24 BST The number of fresh mortgages approved by the big UK banks for house purchase was last month within 100 of June's record low - industry figures showed yesterday - signalling prices in the residential property market are likely to continue to fall. http://www.europinions-finance.co.uk/articles/mortgage-approvals-remain-low-%28the-herald%29-16072601.php Wed, 27 Aug 2008 02:12:52 BST Middle-class families have the biggest debts in the country with many borrowers owing more than £50,000, a study reveals. Those living in wealthier areas have borrowed almost four times as other areas. http://www.europinions-finance.co.uk/articles/middle-class-families-struggling-with-the-biggest-debts-in-britain-%28daily-mail%3A-world-news%29-16072602.php Wed, 27 Aug 2008 02:11:37 BST Middle-class families have the biggest debts in the country with many borrowers owing more than £50,000, a study reveals. http://www.europinions-finance.co.uk/articles/london-news-and-reviews-%28evening-standard%29-16072603.php Wed, 27 Aug 2008 02:10:26 BST BANKS yesterday warned that the housing market was still far from recovery as they revealed another set of near-record low mortgage figures. http://www.europinions-finance.co.uk/articles/mortgage-approvals-fall-again-%28the-herald%29-16072604.php Wed, 27 Aug 2008 02:06:27 BST Wells Fargo & Company, a financial holding company, has announced that senior executive vice president and head of its home and consumer finance group, Mark Oman plans to retire by the end of 2009. http://www.europinions-finance.co.uk/articles/wells-fargo%27s-home-and-consumer-finance-group-chief-to-retire-%28banking-business-review%29-16072605.php Wed, 27 Aug 2008 01:38:08 BST